The following are some very opportune moments to review your auto insurance policy:

1 - WHEN YOUR RATES SEEM TOO HIGH - If your rates are higher than those around you and it can't be explained by a poor driving record or other factors, you are probably overpaying.  Check with and INDEPENDENT AGENT to review your policy and look at alternatives.

2 - REACHING AGE 55 - Many auto insurance companies begin to offer discounts to drivers age 55 and older, but you have to be proactive!

3 - JUST MARRIED - Although insurance is likely the last thing on your mind during this time, most insurance companies offer discounts when you insure more than one car on the same policy, so its a perfect time to compare quotes and find the best deal.

4 - PURCHASING A NEW CAR - Insurance rates can vary substantially between different vehicles, so it is important to find this out early on to avoid an unpleasant surprise later!  It could end up being one of the factors in your car buying decision. 

5 - MOVING - Insurance rates can vary even from one suburb to the next, and vary substantially between rural and urban communities.  If you are moving to a rural area, be sure to check it out because you will likely be eligible for a significant rate decrease!

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