Most people worry that if you use a Broker or an Agent you are going to pay more.
There is no surcharge in using a broker or an agent. You will pay exactly the same price if you went directly through a company.
So, what is the difference between an Agent and a Broker?
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- Agent: An Agent is the representative of one company. A good agent will focus on helping you understand the insurance products of the company that he/she represents. He/she also will build a personal relationship with you. Something a big company cannot do due to the volume of business. He/she will be available to help you within the limits of the company that he/she is representing.
- Broker: A Broker represents YOU and not a specific company. Like Agents, Brokers also focus on helping you understand the insurance products available but are not limited to the company they represent. He/she will build a personal relationship with you and will be available to help you without being limited to any one company. He/She can best assess your needs and find the products best to fit those needs because he/she is not tied down to one company.
Marc and Ed are Brokers
and are ready and willing to help you find what products
will best help you and your family’s needs. Contact us
if you want a broker.