Week 48

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Is your budget in place?
            What are you going to improve in the next 12 months?

Now is the perfect time for a retrospective review and analysis of what you have done in some of the previous weeks.  

First of all, let's review the monthly spending plan that was covered in week 19.   
  • Have you effectively reduced and/or eliminated unnecessary expenses?  
  • How much do you think you will save over the next year?  
  • What specific ways have you discovered to cut monthly expenses (eating out, utilities, paying off debt, etc.)  
  • How much of this savings do you plan on putting into your savings over the course of the next year? 

To Do List

O - Finalize your budget, PLAN TO STICK TO IT, and make a goal for how much you will be able to save over the next year by implementing your budget

Extra Credit

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O - Plan something fun with your family/loved ones.  Life is to short not to have a little fun.