We all dream of having a solid retirement that allows us to live the type of lifestyle we desire. Many people also want to leave something behind for their loved ones. However, most of us have a lot of uncertainty about what the future holds.
Most people realize that social security will not provide the type of lifestyle that they have been dreaming of, but have done nothing to supplement social security. Also, many individuals are contributing to 401k’s or an IRA’s, and will come to realize that the income those instruments will provide will not meet their expectations. This is no fault of their own; they were just not educated in regards to how much and when to contribute to these accounts. Also, most are unaware that there are several other options/products available that most likely meet their needs better than a 401k or IRA ever could.
If you are unsure on what your retirement income will hold, NOW is the time to act! The good news is that there ARE options out there that ensure you will NOT lose money due to market fluctuations and will also provide major tax advantages that will make a huge difference in your retirement income potential. The biggest obstacle is simply taking that first step to find out about the options. Most of us simply stick with our 401k options through employment because that is what we know. There are better options!
To Do List
O - Complete the “Insurance Review Sheet".
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O – Review Weeks 14-17; e-mail email@example.com if you have any questions regarding these